INSURANCE

For 95% of Indians, term insurance is the better choice. You get 10–15x more coverage for the same premium. Whole life insurance only makes sense if you have a large estate to plan, want a forced savings discipline, or have maxed out all other tax-saving options. I’ve spent the last six years writing about insurance, … Read more

For AY 2026-27, the ITR filing deadline is July 31, 2026 for most salaried individuals. File online at incometax.gov.in using ITR-1 (Sahaj) if your income is under ₹50 lakh from salary, one house property, and other sources. Choose between the new tax regime (lower rates, no deductions) and old regime (higher rates, deductions allowed). Every … Read more